Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170001)

Perfect for all ages to use

5
Simple and very clear to use.. Regular updates about every transaction. Reviewed on: 29th May 2024

Great.Fab

5
Great. Really great. Best service. Reviewed on: 29th May 2024

I like it.

5
I like it. It's easy and there are no problems. and I always have money available. Reviewed on: 29th May 2024

I love paypal

5
Never had a bad one love paypal it’s so easy to use you can pay for purchases easily just love it highly recommended better than a bank Reviewed on: 29th May 2024

I always use PayPal on my online transactions.

5
I always use PayPal on my online transactions. It’s fast and easy to use Reviewed on: 29th May 2024

Good but with reservations

5
All good except yoou can't set it up to pay the balance needed every month so you have to remember to do it. If you don't they slam a big interest bill on you Reviewed on: 29th May 2024

Very good all the time when you don’t have money...

5
Very good all the time when you don’t have money Reviewed on: 29th May 2024

Great product

5
Great product always available when needed Reviewed on: 29th May 2024

PayPal is amazing very helpful, handy and I know my...

5
PayPal is amazing very helpful, handy and I know my limits . I never missed any payment and customer service always very helpful. Reviewed on: 29th May 2024

Paypal credit comes in incredibly handy with 0% inte...

5
Paypal credit comes in incredibly handy with 0% interest for 4 months on purchases over £99. This allows me to buy what I want without having to worry too much about interest as I usually pay back within the 0% period. Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 92627 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3829 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products