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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169743)

Makes life so much easier.

Makes life so much easier. Takes away stress of having to worry about the money for a while Reviewed on: 29th May 2024

I have used PayPal for many years.

I have used PayPal for many years. It’s been invaluable in transferring money for eBay etc and between friends. I have used their PayPal credit service which has really helped me manage my finances when making larger purchases such as furniture and gym equipment for my home gym. I get 0% finance for 4 months which puts enough pressure on paying it back without panicking me! Reviewed on: 29th May 2024

Anytime I’ve contacted PayPal support they have been...

Anytime I’ve contacted PayPal support they have been amazingly helpful, sorting out my issues Reviewed on: 29th May 2024

PayPal credit helps me to pay monthly not all amount...

PayPal credit helps me to pay monthly not all amount which I couldn’t afford it in one payment Reviewed on: 29th May 2024

Never had an issue, always there.

Never had an issue, always there. Reviewed on: 29th May 2024

Best in the market

With the ever rising prices off everything paypal helps me to stay in control with paying over the months with no interest free even with a poor credit history it's helped saved me mentally and physically when I didn't think I could go on Reviewed on: 29th May 2024

Paypal is the way to go!

Always perfect and I never had a problem with their app too. Reviewed on: 29th May 2024

Useful option if you can't afford to pay upfront

Useful option if you can't afford to pay upfront Reviewed on: 29th May 2024

PayPal is awesome for sending and receiving money on...

PayPal is awesome for sending and receiving money online. It’s super easy to use, keeps your info safe, and even has buyer protection. Whether you’re shopping, paying bills, or running a business, it’s convenient and works pretty much anywhere. Reviewed on: 29th May 2024

Never had any issues with PayPal credit: A great scheme

Never had any issues with PayPal credit: A great scheme Reviewed on: 29th May 2024

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