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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169429)

Easy and hassle free banking

Easy and hassle free banking, and safe. Reviewed on: 28th May 2024

I’ve used PayPal for over 10 years. It’s just great!

I’ve used PayPal for over 10 years. Only within the last 2 years have I used PayPal credit and it’s great! Love the ability to spread the cost on bigger purchases and so many websites work with it, which is great! Reviewed on: 28th May 2024

PayPal. Your Go-To banking partner

Industry standard for reliable, quick, no nonsense payments. Flexible systems and dynamic solutions at your fingertips to domestic as well as international banking, topped off with an app with a great UI and security credentials. Reviewed on: 28th May 2024

Used this facility for years without issues

Used this facility for years without issues Reviewed on: 28th May 2024

Just been amazing very much recommend definitely hel...

Just been amazing very much recommend definitely helps you and gives you a lot of chances to help with managing your money wisely Reviewed on: 28th May 2024

I am very happy that I can use PayPal

I am very happy that I can use PayPal Reviewed on: 28th May 2024

Fantastic!

Fast approval, easy to make payments and manage your account, and super competitive rates. Reviewed on: 28th May 2024

My Excellent Service Experience with PayPal"

I recently had a great experience with PayPal while making an online purchase. I bought an item from a small business and accidentally ordered the wrong size. I contacted the seller, who was unresponsive. I then reached out to PayPal's customer service, and they promptly guided me through the resolution process. Within a few days, PayPal refunded my money, and I was able to reorder the correct size. The ease of filing a dispute and the quick resolution reinforced my trust in PayPal as a reliable payment platform. Reviewed on: 28th May 2024

Good all round experience

Good all round experience, easy to use portal and offering flexible payments well worth having in ones pocket Reviewed on: 28th May 2024

Always available to use, good credit limit.

Always available to use, good credit limit. Customer service has been good. I found PayPal easy to use and when sending payments I found this easy as well, and I'm not technically minded. Reviewed on: 28th May 2024

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