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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169110)

Love PayPal, makes life easier.

Love PayPal, makes life easier. Digital is the way forward Reviewed on: 27th May 2024

Very convenient when you need an item just before pa...

Very convenient when you need an item just before payday Reviewed on: 27th May 2024

Easy and effortless to use

I find using it easy and effortless to use Reviewed on: 27th May 2024

Never had a problem.

Never had a problem. I find it the best way to pay for items Reviewed on: 27th May 2024

Paypal is one of the easiest straight foreword onlin...

Paypal is one of the easiest straight foreword online payment solution i have ever used.thumbs up… Reviewed on: 27th May 2024

Easy to use

Easy to use, app is very user friendly,can check transaction with ease. Reviewed on: 27th May 2024

I’ve just had my first born

I’ve just had my first born and being able to use PayPal credit to buy myself a bike and baby gear has really helped in my financial situation Reviewed on: 27th May 2024

I always tend to use PayPal Credit to purchase items...

I always tend to use PayPal Credit to purchase items as I can spread the cost and it’s all 0% Reviewed on: 27th May 2024

A handy payment method

Good to have for buying expensive items and handy repayments which can be asjusted Reviewed on: 27th May 2024

I find PayPal credit very useful and it helps you ou...

I find PayPal credit very useful and it helps you out and it lets you pay off monthly aswell Reviewed on: 27th May 2024

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