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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169468)

Easy to use reliable knowing you have the back up if...

5
Easy to use reliable knowing you have the back up if you do not receive goods Reviewed on: 28th May 2024

PayPal - So convenient

5
PayPal is very easy to use, I've never experienced any issues. It represents great value. Reviewed on: 28th May 2024

Paypal credit has helped me a lot for bigger purchas...

5
Paypal credit has helped me a lot for bigger purchases such of equipment for work or airline tickets. Reviewed on: 28th May 2024

I find Paypal credit very useful and I use it quite...

4
I find Paypal credit very useful and I use it quite a bit Reviewed on: 28th May 2024

Love PayPal excellent service very helpful

5
Love PayPal excellent service very helpful Reviewed on: 28th May 2024

Best credit card

5
Amazing, great rates very helpful on live chat and now they have contactless! Reviewed on: 28th May 2024

PayPal account

5
Low interest rates, easy to buy and sell bit coins Reviewed on: 28th May 2024

top class service and easy to use.

5
top class service and easy to use. Reviewed on: 28th May 2024

I'm able to buy goods at a bargain with no interest.

5
I'm able to buy goods at a bargain with no interest. Best App. Reviewed on: 28th May 2024

Its very simple to use and the pay 0% for 4 months i...

5
Its very simple to use and the pay 0% for 4 months is brilliant I use it for helping to pay big car bills as my garage accept PayPal it's been a life saver at times. Reviewed on: 28th May 2024

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