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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169778)

It’s awesome and easy to use safely .

5
It’s awesome and easy to use safely . Reviewed on: 29th May 2024

good offers - but low credit limit

5
Have Had PayPal for years / good offers but low limit Reviewed on: 29th May 2024

I have found pay pal credit to be very convenient an...

5
I have found pay pal credit to be very convenient and easy to use. It’s been very helpful over the years I have used it. Reviewed on: 29th May 2024

Great service,easy transactions with them

5
Great service,easy transactions with them Reviewed on: 29th May 2024

Saving during spending.

4
As I don’t like spending huge amount of money in one go and I feel more comfortable spreading it in small lump sums. Therefore PayPal is the best choice especially that very often it offers a 0% credit. So I can buy even few things at once without being charged extra money. Reviewed on: 29th May 2024

Good online system

5
Never had to use customer service and like being able to control online. Reviewed on: 29th May 2024

It’s so user friendly, ergonomic and better than com...

5
It’s so user friendly, ergonomic and better than competitors for ease of use. Reviewed on: 29th May 2024

pay in 3 is simply the best

5
pay in 3 is my fav feature to use for sure Reviewed on: 29th May 2024

Always there when you need it.

5
Always there when you need it. Great deals on buy now pay later and for spreading the cost for larger amounts or splitting the bills Reviewed on: 29th May 2024

Great experience with absolutely no problems

5
Great experience with absolutely no problems Reviewed on: 29th May 2024

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