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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178443 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178463)

very easy to use and trustworthy

very easy to use and trustworthy Reviewed on: 7th July 2026

Best friend

Very easy to use and easy to pay love it especially pay in 3 plus with PayPal your protected if anything goes wrong Reviewed on: 7th July 2026

PayPal is easy to use.

PayPal is easy to use. It’s very straight forward, lots of finance options to suit you. Everything is listed for you to see so you can work out month by month. Reviewed on: 7th July 2026

Great interest free option for 4 months, means I can...

Great interest free option for 4 months, means I can purchase more expensive items and pay them off over 4 months without paying any interest. Reviewed on: 7th July 2026

PayPal for the People

Shopping using PayPal and has certainly got me out of a few scrapes in the past when emergency appliances have needed replacing. Easy and convenient to use.i feel safe knowing that my purchases are protected and the payments are straight forward. Reviewed on: 7th July 2026

Easy to deal with and talk to a human rather...

Easy to deal with and talk to a human rather the ai Reviewed on: 7th July 2026

straightforward no bells or whistles

straightforward no bells or whistles Reviewed on: 7th July 2026

It’s amazing

It’s been great thankyou very useful Reviewed on: 7th July 2026

PayPal is very efficient and convenient

PayPal has proved to be a very efficient and convenient way to fund more expensive purchases. It is easy to keep track of expenditure and payment schedules. Reviewed on: 7th July 2026

easy to set up and easy to understand, a trusted sit...

easy to set up and easy to understand, a trusted site with good communication Reviewed on: 7th July 2026

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