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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178347 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178389)

I have used PayPal for many years.

I have used PayPal for many years. If the option to use this method of payment is offered on my purchases, It really is my number one go to. My PayPal credit account enables me to have the option to spit payments, which works really well for me. Reviewed on: 7th July 2026

Excellent, value for money , simple and easy to use.

Excellent, value for money , simple and easy to use.I really like it!! Reviewed on: 7th July 2026

Quick, simple and easy to use.

Quick, simple and easy to use. A very affordable way to lend and with a broad range of application, I can use it for pretty much any spending/borrowing that I need or want. Managing my lending and repayment is also easy and well presented to me making it easier to make informed choices. Reviewed on: 7th July 2026

I'm always able to get my money back when a retaile...

I'm always able to get my money back when a retailer has not responded to my queries Reviewed on: 7th July 2026

Quick and convenient.

Quick and convenient. No lengthy forms to fill out. I especially like the pay in 3 option. Have used it several times. I do wish PayPal could work together with Amazon. That would be great! Reviewed on: 7th July 2026

PayPal has been amazing

PayPal has been great. I’ve been able to book flights and it’s made life so much easier. Reviewed on: 7th July 2026

paypal is very good all round in all ways.

paypal is very good all round in all ways. Reviewed on: 7th July 2026

Incredible service from start to finish.

Incredible service from start to finish. Reviewed on: 7th July 2026

I always get a speedy response from PayPal and a rem...

I always get a speedy response from PayPal and a reminder when a payment is due. Reviewed on: 7th July 2026

Perfecto why go anywhere else pay pal is easy seamle...

Perfecto why go anywhere else pay pal is easy seamless no hassles and more to the point quick it’s human nature to be impatient Reviewed on: 7th July 2026

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