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PayPal: PayPal Credit reviews

4.73
Based on 178,033 reviews, last reviewed 12th Jul 2026
892% increase in 5 star reviews
in the past 90 days
828% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026
Lana 's avatar
Lana

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026
NC's avatar
NC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178289)

Never have issues, not much to say, diplomatical, easy

5
Never have issues, not much to say, diplomatical, easy Reviewed on: 7th July 2026

PayPal is good at notifying upcoming costs and makin...

5
PayPal is good at notifying upcoming costs and making sure you don't miss payments. Reviewed on: 7th July 2026

its been a pleasure being a customer with PayPal.

4
its been a pleasure being a customer with PayPal. its very easy to use and reliable. Reviewed on: 7th July 2026

PAYPAL Number 1

5
Simple, helpful, understandable ,easy communication, always with there PayPal customers in mind, spread your purchase payments with no extra costs, in great hands with PayPal, Reviewed on: 7th July 2026

Easy to use payment service

5
Easy to use payment service with access to various type of credit. Good overview of transactions. Reviewed on: 7th July 2026

Great experience.

5
I have always had great experience with paypal any issues have been resolved quickly and money has been refunded right away would definately recommend them Reviewed on: 7th July 2026

Use PayPal all the time.

5
Use PayPal all the time. My first choice. Reviewed on: 7th July 2026

One of the best

5
Great Experience, flexible, widedly accepted, now pn Applypay Reviewed on: 7th July 2026

Easy use

5
So easy to use, and good customer care. Reviewed on: 7th July 2026

Apart from hard to get hold of PayPal customer servi...

5
Apart from hard to get hold of PayPal customer services they have been a great way to help spread payments etc Reviewed on: 7th July 2026

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