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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178182 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178188)

Security and Helpfulness

I’m a disabled pensioner and fund the security PayPal offers gives me peace of mind and security Reviewed on: 7th July 2026

Security of payments

Great for secure payments and separate from normal banking systems Reviewed on: 7th July 2026

PayPal is excellent , versatile and good to use when...

PayPal is excellent , versatile and good to use when you don’t wish to directly use your debit card … Plus it’s accessibility is excellent especially if you want to pay a large item with installments.. Reviewed on: 7th July 2026

Smooth, reliable and innerstanding service.

Smooth, reliable and innerstanding service. Reviewed on: 7th July 2026

PayPal Credit - A Flexible Modern Approach

An excellent service. PayPal Credit allows me to pursue my purchasing need without having to worry about instant payments, making life manageable, flexible and to be honest more fun. I would be lost without it. Reviewed on: 7th July 2026

Very good service

Very good service very easy to work on the app Reviewed on: 7th July 2026

Paypal is extremely easy to use and very responsive...

Paypal is extremely easy to use and very responsive to their customers. I feel confident that if anything should go awry, Paypal will help me resolve it with a minimum of fuss. So much so that I prefer it over regular bank credit card services. Reviewed on: 7th July 2026

PayPal credit is a transparent

PayPal credit is a transparent credit lender, that is useful when unexpected and unplanned credit is necessary. Reviewed on: 7th July 2026

Amazing, it provides financial support.

Amazing, it provides financial support. Reviewed on: 7th July 2026

Always handy to have PayPal i use it for all my onli...

Always handy to have PayPal i use it for all my online purchases Reviewed on: 7th July 2026

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