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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178161 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178161)

Been using paypal for many years now and find it rel...

Been using paypal for many years now and find it reliable and safe way to pay for goods and services online Reviewed on: 7th July 2026

Quick, easy, convenient and very secure

PayPal is extremely easy to use, provides more security than just paying by card and the credit offer is great value for money, Reviewed on: 7th July 2026

Never had a problem with PayPal.

Never had a problem with PayPal. everything is straight forward Reviewed on: 7th July 2026

PayPal Credit

Perfect service ,great customer support and good communication skills. Reviewed on: 7th July 2026

PayPal pay in three is the best and the credit

PayPal pay in three is the best and the credit Reviewed on: 7th July 2026

PayPal Perfection

I have used PayPal for many years now. Their app, in particular, is very easy to use and understand. It gives a comprehensive guide into your account so that you are always able to stay on top. I have ever contacted PayPal directly once, for a technical matter, and remember they were helpful and informative. Reviewed on: 7th July 2026

I have used PayPal for years, for send money, paying...

I have used PayPal for years, for send money, paying for items and splitting savings as well as credit. It gives me ease of mind knowing it is a safe and trusted company. That’s efficient. Reviewed on: 7th July 2026

Good rates, good customer service, easy to use

Good rates, good customer service, easy to use Reviewed on: 7th July 2026

Excellent experience

I am very happy with the service I have received. Reviewed on: 7th July 2026

Pay pal review

I have had. Few technical difficulties which were resolved immediately when I contact the customer services, they were very helpful. My only negative regarding pay pal is the length of time it takes for a payment to leave your account this can take a few days Reviewed on: 7th July 2026

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