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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178150 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178150)

It is the ease of completing transactions

It is the ease of completing transactions with, for example, the pay in 3 plans. Reviewed on: 7th July 2026

Peace of mind credit service

It provides me with monthly interest free payments over 3-4 6months with no interest. This service is brilliant with the cost of living increasing weekly. I am provided with regular payment updates and using the payment plan is so easy to access for current balance information Reviewed on: 7th July 2026

Excellent service.

Excellent service. Very easy to use and very reliable! I have been using Paypal Credit for years and it does not disappoint. Reviewed on: 7th July 2026

PayPal Easy to use

Easy to use, quick decisions no hassle Reviewed on: 7th July 2026

Handy when I was waiting to get paid, but now I try...

Handy when I was waiting to get paid, but now I try to budget better Reviewed on: 7th July 2026

Use pay pal for everything online wouldn't use anyth...

Use pay pal for everything online wouldn't use anything else. Reviewed on: 7th July 2026

Slow customer service that does not resolve issues

Slow customer service that does not resolve issues at all from Paypal. At times customer service would cite incorrect information even after several rounds of messages.... Reviewed on: 7th July 2026

Great service. Easy to use and very reliable.

I’ve enjoyed using PayPal Credit. It’s quick, convenient. No problems so far, and it’s made a few bigger purchases much easier to manage. Reviewed on: 7th July 2026

The one stop place for money transactions

I have used PayPal for overseas transactions and free credit and their customer service is excellent . Reviewed on: 7th July 2026

Run of the mill no better than any where else...

Run of the mill no better than any where else Reviewed on: 7th July 2026

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