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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

Never had a bad experience always been reliable

Never had a bad experience always been reliable Reviewed on: 1st June 2024

Preferred method of payment: PayPal Credit

I have used PayPal credit for several purchases and found it extremely helpful. I always find PayPal credit an easy and convenient option for my purchases. Reviewed on: 1st June 2024

Excellent app, accepted at lots of places.

Excellent app, accepted at lots of places. The credit limit is good. Reviewed on: 1st June 2024

Very clear and easy to help operate your finances..

PayPal is quick, easy and very convenient. I use PayPal when my wages don’t cover everything and then I can pay it back monthly. It works for me especially as I get reminders of when payments are due and I can plan to pay more than the minimum. Thank you PayPal! Reviewed on: 1st June 2024

Paypal Credit.

I have always found Paypal Credit convenient for some of my purchases. Also, if there is a problem, which is rare, I am able to get that problem sorted through the help of the PAYPAL staff. Reviewed on: 1st June 2024

Love the app.

Love the app. And how you can manage payments. I also like how you can cancel a payment if you need to. Reviewed on: 1st June 2024

Easy peasy to spread payments.

Easy peasy to spread payments. Very flexible and transparent app. Reviewed on: 1st June 2024

How did I manage beforehand?

It’s great to have the flexibility to break down a credit purchase between 4 months, it’s helped me purchase items sooner rather than have to wait, whilst paying off a rate with no interest. Reviewed on: 1st June 2024

Great!!!

4months interest free is really helpful Reviewed on: 1st June 2024

Great experience and offers especially when linked w...

Great experience and offers especially when linked with curve app allowing you to use the paypal like normal card Reviewed on: 1st June 2024

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