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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171504)

Smooth PayPal

5
S.mooth , hasle free transactions Reviewed on: 1st June 2024

Very convenient platform that’s acccepted virtually...

5
Very convenient platform that’s acccepted virtually everywhere. I use it all the time. Reviewed on: 1st June 2024

5 Star Service!

5
It’s an effortless experience with PayPal Credit, I use them for all my big spending purchases and they always keep me informed. Reviewed on: 1st June 2024

Very happy with PayPal

5
Very happy with PayPal , fast , reliable and good value for money with low interest through PayPal credit . Reviewed on: 1st June 2024

Love PayPal

5
So convenient to shop with PayPal credit. Just wish that they increase the 4 month period. Thanks! Reviewed on: 1st June 2024

Been a life saver

5
Been a life saver for transferring funds to friends and family Reviewed on: 1st June 2024

Great experience easy to use, app is affective and e...

4
Great experience easy to use, app is affective and easy to view Reviewed on: 1st June 2024

I've never had a problem with PayPal credit or PayPa...

5
I've never had a problem with PayPal credit or PayPal itself. It's easy to use and refunds are dealt with quickly. Reviewed on: 1st June 2024

Easy to use and reliable

5
Easy to use and reliable, customer services area excellent and the range of services in app is impressive and well functuining Reviewed on: 1st June 2024

Almost perfect

4
It's good , need to pay attention on schedules payments days. Reviewed on: 1st June 2024

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