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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171156)

It was easy to set up and the interest rates...

5
It was easy to set up and the interest rates are good Reviewed on: 1st June 2024

Easpaypal for all your safe purchasing. y to use.

5
Easy to use. I feel safe buying products when I use PayPal. Reviewed on: 1st June 2024

Fast, safe, reliable and profitable.

5
Fast, safe, reliable and profitable. Professionals! It's a convenience for me. Reviewed on: 1st June 2024

Makes life easy, never any issues.

5
Makes life easy, never any issues. I feel that my spending is secure and safe Reviewed on: 1st June 2024

Excellent service

5
Good customer service. Telephone reminder about missing payment and money was refunded within dispute of product purchase incorrectly. Reviewed on: 1st June 2024

Easiest payment service for spreading payments

5
PayPal credit is even Nelly eat to use, and come in very handy for foraging larger payments over a few months Reviewed on: 1st June 2024

Great customer service, app easy to use and online i...

5
Great customer service, app easy to use and online is set up well too. The offers of 0% and pay in 3 are very much welcomed and helpful especially with everything being more expensive. Reviewed on: 1st June 2024

Makes shopping a lot easier and safer using PayPal c...

5
Makes shopping a lot easier and safer using PayPal check out and you can budget better with the pay in three plan and PayPal credit. Reviewed on: 1st June 2024

PayPal is easy to use, good customer service and sen...

5
PayPal is easy to use, good customer service and sending and receiving money is very quick. I have PayPal credit card and using curve to ship in store is so convenient and good especially for those large purchases £99 and over that I can split payment over 4 months. I also use PayPal take 3 where split payment in 3 months. Reviewed on: 1st June 2024

It was easy to use.

5
It was easy to use. Payment items and payment plans were clear. I feel safe to use. Reviewed on: 1st June 2024

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