Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (166375)

The best Credit Option

Always handy and fast credit process Reviewed on: 21st May 2024

Great customer support

Great customer support when there is a problem they will always help find best solution Reviewed on: 21st May 2024

Easy to use for buying things and easy to repay...

Easy to use for buying things and easy to repay back Reviewed on: 21st May 2024

Excelent service.

I’m so grateful for this service. It really helped me a lot. It’s so easy to use and I could afford to buy what I wanted. Reviewed on: 21st May 2024

It always allowed me to use my money in a lot of ways.

It always allowed me to use my money in a lot of ways. I love it Reviewed on: 21st May 2024

Easy to use, handy app that is clear and quick to se...

Easy to use, handy app that is clear and quick to see transactions and make payments Reviewed on: 21st May 2024

Easy to pay for purchases on credit

Easy to pay for purchases on credit, fast and secure and always with peace of mind. The instalment plans are a great idea. Reviewed on: 21st May 2024

Very easy to use

Very easy to use, few clicks and was done Reviewed on: 21st May 2024

More likely to buy !

PayPal gives me so many different options when paying for more expensive items! When I am on a shop looking at buying something if it gives me the option to use PayPal credit I am more likely to get the item. Reviewed on: 21st May 2024

Great service.

Great service. Easy and fast helpful services Reviewed on: 21st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81412 reviews
Payments
from PayPal 4.70 from 3774 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub