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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (165961)

PayPal credit is excellent for me it gives me a litt...

5
PayPal credit is excellent for me it gives me a little extra time to pay for the things at no extra cost Reviewed on: 20th May 2024

Always helpful with queries easy access to funds and...

5
Always helpful with queries easy access to funds and good range of payment options Reviewed on: 20th May 2024

Reliable and hassle free!

5
Reliable and hassle free! Excellent customer service❤️ Reviewed on: 20th May 2024

PayPal are my best friends.

5
PayPal are my best friends. Always there when I need them. I love the pay in 3. If I’ve had an expensive month and short of money PayPal is there with a helping hand and let’s me pay back without interest for 3 months , this is so helpful if I need to shop for groceries in between pay days. And if I just want to treat myself without the guilt of a big payout PayPal are there to help me spread the cost. Just like a best friend. So happy PayPal are there when I need them Reviewed on: 20th May 2024

I am very happy using PayPal credit because it gives...

5
I am very happy using PayPal credit because it gives me the opportunity to buy today and to pay later. Very helpful in this difficult times when every thing is going higher. Reviewed on: 20th May 2024

Excellent service providing multiple options of repa...

5
Excellent service providing multiple options of repayment. Excellent communication and account updates. Spread the cost of larger items over 3 payments interest free. Reviewed on: 20th May 2024

Excellent customer service.

5
Excellent customer service. Super easy to use. Would recommend to everyone Reviewed on: 20th May 2024

Great service to purchase and send money

5
Great service to purchase and send money Reviewed on: 20th May 2024

Easy to set up with no issues, like the easy...

5
Easy to set up with no issues, like the easy of use Reviewed on: 20th May 2024

Never had a problem with paypal, a great service tha...

5
Never had a problem with paypal, a great service that allows me to spend without worrying about interest fees Reviewed on: 20th May 2024

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