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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165576)

I love the seamless experience using it to make paym...

I love the seamless experience using it to make payment and transferring funds into my bank account without delay. The credit option is another feature I have been enjoying, no overburdening interest. Reviewed on: 18th May 2024

Fast and secure

Very fast and secure to use Paypal credit totally recommend especially using the app on my mobile phone Reviewed on: 18th May 2024

helpful and great interest deals

It helps a lot with paying for things, and the 4 month interest deals are great, gives you some time (and a little push!) to pay everything back. Reviewed on: 18th May 2024

Great service

Great service always comes in handy when needed Reviewed on: 18th May 2024

Excellent payment method

Great pay in 3 function so useful and credit also if required Reviewed on: 18th May 2024

Use it a lot, easy way to spread the cost.

Use it a lot, easy way to spread the cost. Reviewed on: 18th May 2024

Easy to use.

Easy to use. Generally Ebay and small purchases from other sites. Forgetting you've selected Credit as a preferred payment method can land you with a sudden worry if you don't keep track Reviewed on: 18th May 2024

Everything good so far.

Everything good so far. Good customer service Reviewed on: 18th May 2024

The go to payment method whenever I need to do a sho...

The go to payment method whenever I need to do a shopping. I love the fact you give 0% interest rate spread over months. The app is also user friendly. Reviewed on: 18th May 2024

Excellent customer service, reliable, easy and very...

Excellent customer service, reliable, easy and very safe to pay with Reviewed on: 18th May 2024

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