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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171761)

I have found PayPal to be fast, efficient, and very...

I have found PayPal to be fast, efficient, and very useful. Also customer service (when I needed them) were polite and very helpful. Reviewed on: 1st June 2024

Long term user and always prefer PayPal

I have been using PayPal for a long time. Easy payments, great for storing money when I sell things and using as a mini bank. Easy transfers between friends and selling items. I prefer to use it instead of a direct bank payment as I feel it adds a layer of security between the ecomerce site and my bank. I also like that I can do part payments with my PayPal money and the rest with my bank. Easy but safe login and I've never had an issue with it. I've been using PayPal since its early days when it was first added to eBay. Great all round payment solution. Reviewed on: 1st June 2024

Easy to use, clear terms.

Easy to use, really helps to manage the cost of bigger items. Reviewed on: 1st June 2024

Easy to use , hassle free .

Easy to use , hassle free . Simple to navigate, non clunky platform Reviewed on: 1st June 2024

I am PayPal user forc more than 10 Years, and i coul...

I am PayPal user forc more than 10 Years, and i could tell that service is much better now. Reviewed on: 1st June 2024

It’s been extremely helpful for birthday Christmas a...

It’s been extremely helpful for birthday Christmas and treating myself etc xxx Reviewed on: 1st June 2024

Always clear and precise and very helpful with any q...

Always clear and precise and very helpful with any queries Reviewed on: 1st June 2024

Smooth PayPal

S.mooth , hasle free transactions Reviewed on: 1st June 2024

Very convenient platform that’s acccepted virtually...

Very convenient platform that’s acccepted virtually everywhere. I use it all the time. Reviewed on: 1st June 2024

5 Star Service!

It’s an effortless experience with PayPal Credit, I use them for all my big spending purchases and they always keep me informed. Reviewed on: 1st June 2024

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