Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171687)

brilliant service, use PayPal for everything I do

brilliant service, use PayPal for everything I do Reviewed on: 1st June 2024

Pay in 4 is a lifesaver

I find the Pay in 4 feature very helpful with larger purchases that I don’t want to pay straight away but also don’t want to get interest on. It’s been a life saver Reviewed on: 1st June 2024

I use PayPal Credit for larger purchases, it allows...

I use PayPal Credit for larger purchases, it allows me to schedule and budget better Reviewed on: 1st June 2024

PayPal credit has made buying larger purchases affor...

PayPal credit has made buying larger purchases affordable and simple! Reviewed on: 1st June 2024

Happy Customer

Enjoy using PayPal credit and 4 months interest free. Reviewed on: 1st June 2024

Easy credit application and secure payments

Easy credit application and secure payments Reviewed on: 1st June 2024

I have never had any issues.

I have never had any issues. Love pay in 3 Reviewed on: 1st June 2024

Very good, always been good.

Very good, always been good. Very quick and easy Reviewed on: 1st June 2024

Find PayPal very easy to use and value for money...

Find PayPal very easy to use and value for money Reviewed on: 1st June 2024

Very good,realy can recomended.

Very good,realy can recomended.good company and good service Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94555 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub