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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167295)

Great and easy to use and safe to use.

Great and easy to use and safe to use. Would highly recommend Reviewed on: 22nd May 2024

Reliable long term provider

Decades of service with PayPal and they never failed me. Reviewed on: 22nd May 2024

Easy straight forward process, seamless transactions...

Easy straight forward process, seamless transactions for a variety of vendors Reviewed on: 22nd May 2024

Fast convenient way to pay others safely and a safe...

Fast convenient way to pay others safely and a safe way to make payments on line having interest free periods for payments also great Reviewed on: 22nd May 2024

So far my experience with Paypal has been great!

So far my experience with Paypal has been great! didn’t need to get in touch with costumer service, hence neutral in my feedback. I only have £400 credit so I can’t do much with it, but used it to book theatre and concert tickets ☺️ Reviewed on: 22nd May 2024

Awesome payment management

Paypay helps me to make payment and transfer easily where other banks require more time. Reviewed on: 22nd May 2024

I have had series of pleasant experiences with PayPa...

I have had series of pleasant experiences with PayPal customers service and a seamless transaction as well using PayPal Reviewed on: 22nd May 2024

It's easy to use.

It's easy to use. Easy to pay back. Reviewed on: 22nd May 2024

Paypal take too long to take money from your account...

Paypal take too long to take money from your account which can cause confusion. Also when you have pay nothing for 3 months for example you still have to make minimum payments via direct debit. I find the app very confusing and not very straight forward. There is definitely room for improvement Reviewed on: 22nd May 2024

Very handy with the no interest for 4 months on purc...

Very handy with the no interest for 4 months on purchases over £100 and low interest on smaller purchases Reviewed on: 22nd May 2024

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