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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171762 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171774)

I think that PayPal offers a Great service.

I think that PayPal offers a Great service. Easy to use. Quick payments and competitive rates. I would recommend to anyone needing fast and easy payment methods. Given the ability to secure a range of payments through this platform. Reviewed on: 14th May 2024

PayPal makes it effortless for all money transactions

PayPal makes it effortless for all money transactions Reviewed on: 14th May 2024

Shop on line with full confidence

Paypal credit is a god send. It covers me to take extra holidays and I just pay it off over the four month period. I always use PayPal when buying on line It allows me to buy with full confidence Reviewed on: 14th May 2024

Good lender and more flexibility in payments.

Good lender and more flexibility in payments. Reviewed on: 14th May 2024

They offer 0 percentage to pay back

They offer 0 percentage to pay back Reviewed on: 14th May 2024

Never had an issue with PayPal credit.

Never had an issue with PayPal credit. Fast safe and reliable. Reasonable interest rates too Reviewed on: 14th May 2024

Great for spreading cost of bigger purchases

Great for spreading cost of bigger purchases Reviewed on: 14th May 2024

I am using PayPal around ten years now never get dis...

I am using PayPal around ten years now never get disappoint. Reviewed on: 14th May 2024

Customer service

Easy to make disputes and get results Reviewed on: 14th May 2024

Positive client :)

I have a good experience with Paypal Credit especially as I am quite responsible person when taking credits. Easy to use, fees and any changes always comes on email,helpful customer service, notifications when the payment is due. In general only positive experience. If you know how to do shopping responsibly and know your own limits and what you can afford, then you won't have a problems :) Reviewed on: 14th May 2024

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