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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169817)

Reliable

Reliable. Can pay in 4 installments without interest when purchase above £99. Reviewed on: 31st July 2023

Easy, Hassle Free and Automatic 4 Months interest free

I have been using PayPal credit for a few a couple of years and absolutely love it. It is easy to use and accepted by almost online retailers, comes with automatic 4 months interest free. Brilliant Reviewed on: 31st July 2023

PayPal Credit

I don't have a physical PayPal credit card but I do use PayPal Credit online to make purchases right now that I otherwise would have to wait for. That is a real game changer. Reviewed on: 31st July 2023

Life saver whenever my account balance is low

So many household items I have today was possible because of PayPal credit, I was able to pay in instalment without interest for 4 months. Thank you PayPal, I will recommend you again and again Reviewed on: 31st July 2023

Easy Peasy

PayPal offered me 0% credit when I bought my garden furniture. Every month they gave me a reminder when my payment was due, so there was no forgetting and falling into debt. Happily paid off, I’ve treated myself to a new serger machine. It’s so painless, Pay Pal takes the responsibility with their easy reminders. Reviewed on: 31st July 2023

CAN WE TRUST PAYPAL?

Attempted to make a £7 magazine payment through PAYPAL. Verification number sent via mobile. Not accepted. Number inserted and reinserted. Still not accepted. New verification number sent. Accepted 2nd try - then bank card not accepted. Queried this with bank and was given PAYPAL's telephone number. What a joke speaking to somebody. They would 'ring me back' - which they did, and our conversation was cut off and the line went dead.. This sort of pantomime is unacceptable. I would not be paid to open an account with PAYPAL. Modern automated technology which you cannot get any sense out of. Reviewed on: 31st July 2023

Good credit company

Ive got a spend cap limit based on what I can afford and its so easy to use and kept informed regulary about my payments due and credit left Reviewed on: 31st July 2023

Very greatful

I really enjoy the use of paypal credit ot has allowed to do a large purchase and give me time to pay. Has also allowed me to pay in I stallments. I use it all the time a great product. Please move on to holidays airline's etc Reviewed on: 31st July 2023

Great company

I have always had a good experience with Paypal, allowing me flexibility of payment options when needed, helping me get the things I most need an allowing me to pay for them in affordable monthly installments Reviewed on: 31st July 2023

So easy to setup

We started to use the PayPal credit card a while ago as we wanted to buy a large item. It was so easy to use and had updates when payment is due. Highly recommended as a great credit card plus it can be used in lots of shops as well as eBay. Reviewed on: 31st July 2023

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