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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171504)

I have an excellent experience with PayPal customer...

I have an excellent experience with PayPal customer service. PayPal always notified me days before the direct debit due date and give send message to confirm if you are the one trying to do any transaction. PayPal also give different payment plan option to choose. Reviewed on: 1st June 2024

Easy way to pay and many vendors accept payment thro...

Easy way to pay and many vendors accept payment through PayPal. Win win Situation. Reviewed on: 1st June 2024

I've been using paypal for a long time.

I've been using paypal for a long time. Most times when there was an issue paypal stepped in and helped efficiently and quickly. The times the result was not in my favor was mainly my fault trusting strangers. 4 months interest free payments is my favorite perk. I can confidently say there's a lot I wouldn't own today if it wasn't for that. Absolute 11 out of 10 Reviewed on: 1st June 2024

I’ve been using PayPal credit for the last 8 years.

I’ve been using PayPal credit for the last 8 years. It has been a life saver for big purchases I need to spread out. It’s also safe and secure giving me peace of mind when making online payments. Reviewed on: 1st June 2024

Helped me a lot especially during the Christmas when...

Helped me a lot especially during the Christmas when there were so many gufts to buy. Very handy and easy to access. Reviewed on: 1st June 2024

Quick and easy

Easy to use and pay back , interest rate is reasonable and can be used in many different retailers Reviewed on: 1st June 2024

Excellent service and easy access

Excellent service and easy access Reviewed on: 1st June 2024

It is so quick and easy and secure with excellent in...

It is so quick and easy and secure with excellent interest rates Reviewed on: 1st June 2024

Great service and reliable and it’s trustworthy and...

Great service and reliable and it’s trustworthy and great if you need more time to pay items off with a trustworthy site. Reviewed on: 1st June 2024

So easy to use and manage great service

So easy to use and manage great service Reviewed on: 1st June 2024

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