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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171674)

Fab way to manage spending on gifts

I have been using PayPal credit for approximately 3 years now and it’s a fantastic way to split up payments and manage your credit especially when it comes to buying my family and friends birthday and Christmas presents! Reviewed on: 1st June 2024

Great support app

Have always had a great experience with paypal. Always giving me that extra support when needed. All explained properly in the app. Reviewed on: 1st June 2024

My business wouldn't be the same without it

I am self employed, and have been using PayPal for many years, mainly for receiving client payments. PayPal has always been a fast and reliable way for me to receive payments from clients worldwide, and transfer it, usually within a Matter of minutes into my bank account. I've also used PayPal's pay in 3 several times to spread the cost of purchases, helping to better manage my budget on an essential business or personal purchase, that may have otherwise had to be put off until the next payday. PayPal Credit has also helped with larger business and hobby purchases, and I've been surprised by the rates. I had a negative experience with a company that went into liquidation last year, and the PayPal support team were excellent in sorting out any issues quickly, and retrieving my charge backs in full. Overall, I'm very happy with the services PayPal provide, as a business owner and online shopper. Reviewed on: 1st June 2024

PayPal Credit is flexible and user friendly.

PayPal Credit is great because it has great offers like giving me more time to pay back larger amounts with no interest. Being able to use it online and in person through Curve who also have their own offers makes it flexible. It was easy to set up and it's easy to see what I am spending and Where it is being spent and paying it back is a simple process. Reviewed on: 1st June 2024

LOVE PAYPAL

Love PayPal so easy to use the customer service is excellent Reviewed on: 1st June 2024

Love the 4 month interest free for over £99 purchase...

Love the 4 month interest free for over £99 purchase Reviewed on: 1st June 2024

Very easy to use, statements are clear and the inter...

Very easy to use, statements are clear and the interest rates are good value for money Reviewed on: 1st June 2024

Clear what you owe and when payment are due

Clear what you owe and when payment are due, plus reminders so don't get behind. Payment options are easy to use too making life more affordable. Reviewed on: 1st June 2024

A very good company

A very good company, easily accessible, widespread use and able to use with most companies. Easy to use and a very quick process from start to finish. Reviewed on: 1st June 2024

So easy to use excellent credit facility

So easy to use excellent credit facility Reviewed on: 1st June 2024

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