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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171761)

Paypal credit is easy to use

Paypal credit is easy to use, very quick to get the money you need and has all the information i need at my fingertips Reviewed on: 1st June 2024

Really nice too deal with and very easy to budget an...

Really nice too deal with and very easy to budget and to keep on top of Reviewed on: 1st June 2024

It has been hassle free, user friendly

It has been hassle free, user friendly Reviewed on: 1st June 2024

SUPER GOOD!

SUPER GOOD! Awesome! Excellent! Wonderful! Reviewed on: 1st June 2024

I have always been dealt with professionally by Paypal.

I have always been dealt with professionally by Paypal. I find paypal so secure to use. I always try and use paypal wherever possible. The online app is so easy to use and it is so handy to have it right there to be ablebto check my balance or make payments. Reviewed on: 1st June 2024

The app is so clear and easy to use.

The app is so clear and easy to use. I can ways see what needs to paid next and when payments are due. I love the way I can spread the cost of payments over a few months. Reviewed on: 1st June 2024

PayPal is working perfectly!

PayPal is working perfectly! I have not any problems with it. App is working always. Reviewed on: 1st June 2024

best credit service I’ve used

I’ve used PayPal for years as like the security you get should for any reason you need to consider getting your money back. With the cost of living there are times you need to use credit for essentials, I’ve used PayPal credit for a few month and the 4 month interest free is amazing. I couldn’t fault the service or how fast the process progresses Reviewed on: 1st June 2024

Always efficient, brilliant for large purchases.

Always efficient, brilliant for large purchases. Reviewed on: 1st June 2024

No brainer

Easy to use and reliable. Could do better on different currency fees. Reviewed on: 1st June 2024

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