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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171781)

Paypal allows me the advantage of buying now and pay...

5
Paypal allows me the advantage of buying now and paying later. This helps me avoid getting a credit card to pay for things I want or need. Reviewed on: 1st June 2024

PayPal gives you ease and peace of mind.

5
PayPal gives you ease and peace of mind. It is fast and reliable and there in the touch of a button. PayPal protects you and your money if the transaction goes wrong or the item is not what it says it is. Great customer service Reviewed on: 1st June 2024

They very good they explain loads help you loads

5
They very good they explain loafs help you loads Reviewed on: 1st June 2024

It’s been good

5
It’s been good, very useful for purchases and gives me the option to pay in 3 Reviewed on: 1st June 2024

Easy to use and navigate app.

5
Easy to use and navigate app. Instant credit. Reviewed on: 1st June 2024

Very handy way of paying, convenient and straightfor...

5
Very handy way of paying, convenient and straightforward Reviewed on: 1st June 2024

Used PayPal for a lot of years.

4
Used PayPal for a lot of years. Majority of the things I’ve requested refund I have gotten back. Reviewed on: 1st June 2024

Safe, reliable service

5
Safe, reliable transactions with no hidden fees. Easy app and useful 4 months interest free. Reviewed on: 1st June 2024

PAYPAL is very convenient and easy to make transacti...

5
PAYPAL is very convenient and easy to make transactions if you want to buy something it’s instant Reviewed on: 1st June 2024

dispute/ none delivery

5
Very good customer service when having a dispute/ none delivery, got my money back in my account within 7 days. Love the interest free payments and monthly pay in three. Reviewed on: 1st June 2024

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