Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171810)

PayPal is the way to go!

5
PayPal us always helpful if you gave a query. Their customer service is second to none! Anytime I have needed assistance I can avail of different options to contact them. I prefer to go through PayPal when purchasing and will always choose PayPal over any other payment option. The site is simple to use. You receive instant notices with every transaction undertaken. It's also good that you have the option to pay straightaway, or pay-in three or use the credit facility. I would highly recommend PayPal. Reviewed on: 1st June 2024

Good for bigger purchases

5
It's there for bigger purchases, I brought a table and was able to break the payment down with no interest if paid by a certain day Reviewed on: 1st June 2024

I'm very happy to PayPal service they work excellen...

5
I'm very happy to PayPal service they work excellent Reviewed on: 1st June 2024

It's made my life so easy

5
It's made my life so easy, the pay in 3 for larger items. When others at Craft Fairs have PayPal it's safer and better for us both me being able to pay using PayPal. Plus there's more and more sites online that use PayPal. Reviewed on: 1st June 2024

I've been using PayPal for more than 10 years

5
I've been using PayPal for more than 10 years, never experienced any problems. Always provided me with confidence when securely shopping online Reviewed on: 1st June 2024

Safe transfers

5
Easy safe method of paying or transferring my money Reviewed on: 1st June 2024

Friendly helpful

5
Great for product payments, friendly approachable, fantastic service Reviewed on: 1st June 2024

Really simple and easy to use and available on a lot...

5
Really simple and easy to use and available on a lot of shopping channels Reviewed on: 1st June 2024

Super simple, super sweet

5
Very easy to apply for and clear approval notice. Customer service has been excellent when I have contacted them, overall a very pleasant experience. Reviewed on: 1st June 2024

I love it as they have always dealt with all my prob...

5
I love it as they have always dealt with all my problems if something went wrong with a transaction Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94664 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products