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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171826 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171827)

So far so amazing, get things without worrying easily

So far so amazing, get things without worrying easily Reviewed on: 1st June 2024

Great for short notice holidays

I like that I can book a holiday in 2-3 weeks notice and have the ability to pay it off in 4 months with no interest. Reviewed on: 1st June 2024

Very easy

Very easy to use . And gives you peace of mind Reviewed on: 1st June 2024

Always have great experiences with PayPal credit wou...

Always have great experiences with PayPal credit would highly recommend to anyone Reviewed on: 1st June 2024

A great app/service

Since I have started to use this app I’m having a great experience. Reviewed on: 1st June 2024

Best credit provider ever

PayPal credit is easy to apply for, easy to use and easy to understand. Zero hidden fees or terms Reviewed on: 1st June 2024

I love paying for purchases with PayPal it’s super e...

I love paying for purchases with PayPal it’s super easy ,convenient and safer as your protected I use it for all all purchases instead of using bank card details on every site Reviewed on: 1st June 2024

PayPal is the way to go!

PayPal us always helpful if you gave a query. Their customer service is second to none! Anytime I have needed assistance I can avail of different options to contact them. I prefer to go through PayPal when purchasing and will always choose PayPal over any other payment option. The site is simple to use. You receive instant notices with every transaction undertaken. It's also good that you have the option to pay straightaway, or pay-in three or use the credit facility. I would highly recommend PayPal. Reviewed on: 1st June 2024

Good for bigger purchases

It's there for bigger purchases, I brought a table and was able to break the payment down with no interest if paid by a certain day Reviewed on: 1st June 2024

I'm very happy to PayPal service they work excellen...

I'm very happy to PayPal service they work excellent Reviewed on: 1st June 2024

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