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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171843)

Wonderful

5
very wonderful, and I will recommend to my friends how effective paypal is Reviewed on: 1st June 2024

Pre-approval, upfront with costs, fees and rates.

5
Pre-approval, upfront with costs, fees and rates. Easy to use and accepted it vast majority of online retailers and even some high street stores. Reviewed on: 1st June 2024

Excellent

5
I find it the easiest quicks way to pay for goods buying on line Reviewed on: 1st June 2024

Great credit

5
Easy and convenient to use. No hidden costs or terms. Reviewed on: 1st June 2024

Peace of mind

5
Easy transactions and that peace of mind for security for your money Reviewed on: 1st June 2024

PayPal is easy and safe

5
PayPal is easy and safe and I use it as often as I can wen making purchases Reviewed on: 1st June 2024

So far so amazing, get things without worrying easily

5
So far so amazing, get things without worrying easily Reviewed on: 1st June 2024

Great for short notice holidays

5
I like that I can book a holiday in 2-3 weeks notice and have the ability to pay it off in 4 months with no interest. Reviewed on: 1st June 2024

Very easy

5
Very easy to use . And gives you peace of mind Reviewed on: 1st June 2024

Always have great experiences with PayPal credit wou...

5
Always have great experiences with PayPal credit would highly recommend to anyone Reviewed on: 1st June 2024

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