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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171875 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171887)

Overall very good.

Overall very good. I did encounter a problem when I changed the direct debit amount and there was no warning to say that it wouldn’t change in time and I would incur a fee. Reviewed on: 1st June 2024

Easy to use and manage account.

Easy to use and manage account. Allows you to spread the cost of more expensive purchases. Reviewed on: 1st June 2024

I like the simplicity and they intuitive user experi...

I like the simplicity and they intuitive user experience. Reviewed on: 1st June 2024

Would definitely recommend!

I have never had any isdies using this service abd queries have been dealt with promptly. Reviewed on: 1st June 2024

So easy to use

So easy to use, gives me time to pay for big purchases Reviewed on: 1st June 2024

Very easy to use , helpful information when payments...

Very easy to use , helpful information when payments are due so you don’t miss a payment, I use the service to buy tools for work and spread the cost easily, brilliant service Reviewed on: 1st June 2024

Really good system.

Really good system. Easy to manage in app Reviewed on: 1st June 2024

Always easy to use.

Always easy to use. Never had a problem with PayPal Reviewed on: 1st June 2024

Paypal is a very good option for me and so easy to use

Paypal is a very good option with its pay in three, or pay by end 4th month it helped me buy many things I would not have been able to buy without spreading the cost Reviewed on: 1st June 2024

Never had a bad experience always been reliable

Never had a bad experience always been reliable Reviewed on: 1st June 2024

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