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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171963)

PayPal has my heart

Had a great experience from the very beginning! I always use PayPal to make purchases and sometimes if the website doesn’t offer a PayPal option I won’t continue with the transaction. It gives me a sense of security when making payments no matter how big or small especially after I had bought from a company I thought was safe until the items received were nothing like advertised. Luckily I had paid through PayPal who were able to help me get my money back and I reported the company as fraud. I will always preach to anyone who doesn’t have PayPal to get an account! Being able to make a purchase and having a little more time to pay it off with no interest for 4 months… better than ANY bank out there! Reviewed on: 1st June 2024

Reliable service

Good experience so far,no ugly experiences yet Reviewed on: 1st June 2024

Easy to manage.

Easy to manage, communication about upcoming payments is excellent. Reviewed on: 1st June 2024

Great experience and security.

Great experience and security. Every time I had issues with payments or issues with the sellers or buyers PayPal swiftly helped to resolve it for me. Reviewed on: 1st June 2024

It’s very helpful and very good for everyone

It’s very helpful and very good for everyone Reviewed on: 1st June 2024

Save me,and help me exist .

Save me,and help me exist .make my payments secure,and comfortable. Reviewed on: 1st June 2024

easy peasy 2

easy peasy easy to use avoid xtra security checks quicker Reviewed on: 1st June 2024

Easy to use, spread the cost over 4 months

Easy to use, spread the cost over 4 months Reviewed on: 1st June 2024

PayPal credit support

It's a handy platform for instalment payments. Reviewed on: 1st June 2024

Pay in 3 facility very useful to spread cost without...

Pay in 3 facility very useful to spread cost without having to pay any interest. Reviewed on: 1st June 2024

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