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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172118)

Five Stars

Good offers, easy application and the chat support is great! Reviewed on: 1st June 2024

The user experience is little under par compared to...

The user experience is little under par compared to new apps in the market. The reach is less Klarna and Clearpay are accepted almost in every single retailers Reviewed on: 1st June 2024

Good service quick to answer phone calls

Good service quick to answer phone calls Reviewed on: 1st June 2024

you can rely on paypal

Paypal you can rely on. The only app that has never let me down when paying for anything, always works, the app is consistent and the services are better than the alternatives. Reviewed on: 1st June 2024

Easily and more plans to pay back

Easily and more plans to pay back Reviewed on: 1st June 2024

EASY FINANCIAL PRODUCT

It's just so easy to get setup and for making payments for goods Reviewed on: 1st June 2024

Positive experience start to finish

Every time I have dealt with PayPal it is a positive experience. Sometimes longer than expected but I've never had my enquiry prolonged. It's dealt with there and then. All other businesses should take note Reviewed on: 1st June 2024

Never had any issues, disputes always been handled q...

Never had any issues, disputes always been handled quickly and efficiently Reviewed on: 1st June 2024

I've had no problem with PayPal would sooner pay f...

I've had no problem with PayPal I would sooner pay for things via PayPal Reviewed on: 1st June 2024

It’s easy, efficient and reliable!

It’s easy, efficient and reliable! I recommend to friends and family. PayPal credit is brilliant! Reviewed on: 1st June 2024

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