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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173371)

Secure banking giving me peace of mind

5
I like that I can pay people without having to provide bank details and can transfer to family and friends easily too. Having an extra level of security gives me peace of mind when shopping online too. Reviewed on: 2nd June 2024

Easy and convenient to use.

5
Easy and convenient to use. Provides security for payments. Never experienced any problems with company. Reviewed on: 2nd June 2024

Easy and fast

5
Easy and fast it only takes seconds and saved me lots of hassle Reviewed on: 2nd June 2024

Easy to use and available in most retailers.

5
Easy to use and available in most retailers. Reviewed on: 2nd June 2024

Easy to use, user friendly.

5
Easy to use, user friendly. Credit facility is fantastic, with options for 0% over a few months Reviewed on: 2nd June 2024

Great job

5
I only had good experiences with PayPal. No problems at all Reviewed on: 2nd June 2024

Easy to use, excellent service.

5
Easy to use, excellent service. Great way to spread costs. Reviewed on: 2nd June 2024

Easy set up and use.

5
Easy set up and use. Great that it is usable across so many platforms now. Reviewed on: 2nd June 2024

Fast and easy

5
Fast quick and easy nothing but plain sailing from start to finish Reviewed on: 2nd June 2024

great app

5
East to use app, refunded quickly after bayern didn't send article bought. Many sites offer PayPal as quick and easy payment option. Reviewed on: 2nd June 2024

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