Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173410 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173410)

Safe and efficient

Safe and efficient service also saved me a lot of money Reviewed on: 2nd June 2024

Great and easy to use .

Great and easy to use . Great way to spread the cost of higher value goods Reviewed on: 2nd June 2024

Just straight forward,easy to contact

Just straight forward,easy to contact Reviewed on: 2nd June 2024

Easy to use the App.

Easy to use the App. Clearly defined terms and conditions. Great range if payment options. Timely notifications via email and text Reviewed on: 2nd June 2024

come, I have 3 purchases and I make a transfer, mone...

come, I have 3 purchases and I make a transfer, money is not taken from the first order, but money is taken from the last one, and I don't like that at all Reviewed on: 2nd June 2024

Those little treats, without the bank account heat.

Those little treats, without the bank account heat. I love the service, I’ve used it the most to buy the little things I like that make life more fun. The 4 month 0% is brilliant and really makes life easier. A pair of trainers here, a fun gadget there all without even noticing the money could out. I hope this service stays around forever. Reviewed on: 2nd June 2024

Easy to use credit facility.

Easy to use credit facility. Reminders given for payment dates, and pay in 3 is very useful. Reviewed on: 2nd June 2024

It’s so easy and safe to I use I feel comfortable ma...

It’s so easy and safe to I use I feel comfortable making payments Reviewed on: 2nd June 2024

Been on here years I love allways go through cashba...

Been on here years I love allways go through cashback when I buy any thing Reviewed on: 2nd June 2024

I use PayPal day to day shopping

I use PayPal day to day shopping Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95874 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub