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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171826 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171827)

I like it,exactly for me and my experience with PayP...

I like it,exactly for me and my experience with PayPal credit is good Reviewed on: 1st June 2024

An excellent service & support both on line & by phone.

An excellent service & support both on line & by phone. Various purchase options with an excellent 4mont interest free. Highly recommended. Reviewed on: 1st June 2024

Easy to use and wide range of offers

Easy to use and wide range of offers Reviewed on: 1st June 2024

Service is always fair compared to other companies

Service is always fair compared to other companies Reviewed on: 1st June 2024

I have always been making amazing transactions here...

I have always been making amazing transactions using PayPal. It is easy to use and fast. I can trust this platform. Simply - fantastic. Reviewed on: 1st June 2024

The 0% for 4 months is a godsend.

Many a time PayPal credit, especially with its 0% for 4 month on purchases over £99, has been super useful. Reviewed on: 1st June 2024

Wonderful amazing I used every time when I need so...

Wonderful amazing I used every time when I need something Reviewed on: 1st June 2024

I love PayPal

I love using PayPal credit, it’s very easy to navigate and the customer service team are excellent. Reviewed on: 1st June 2024

PayPal credit trust

PayPal credit was there when I didn't even think it was possible. It helped me to buy my first tattoo machine for my beginning of my future business. And then I discover for first time Paypal credit and I was amazed how easy was to use. Just love it! Reviewed on: 1st June 2024

It allows me to spread payments with minimal fuss an...

It allows me to spread payments with minimal fuss and is convenient. Reviewed on: 1st June 2024

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