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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171810)

Helped me a lot especially during the Christmas when...

5
Helped me a lot especially during the Christmas when there were so many gufts to buy. Very handy and easy to access. Reviewed on: 1st June 2024

Quick and easy

5
Easy to use and pay back , interest rate is reasonable and can be used in many different retailers Reviewed on: 1st June 2024

Excellent service and easy access

5
Excellent service and easy access Reviewed on: 1st June 2024

It is so quick and easy and secure with excellent in...

5
It is so quick and easy and secure with excellent interest rates Reviewed on: 1st June 2024

Great service and reliable and it’s trustworthy and...

5
Great service and reliable and it’s trustworthy and great if you need more time to pay items off with a trustworthy site. Reviewed on: 1st June 2024

So easy to use and manage great service

5
So easy to use and manage great service Reviewed on: 1st June 2024

6 years using PayPal service excellent experience hi...

5
6 years using PayPal service excellent experience high level of protection and helping very good and fast customer service Reviewed on: 1st June 2024

Great customer service.

5
Great customer service. Easily accessible app and excellent rates. Reviewed on: 1st June 2024

PayPal easy to use, easy to track

5
PayPal is so easy to use. It’s secure and also easy to keep track of spending Reviewed on: 1st June 2024

Excellent way to buy what I need.

5
Excellent way to buy what I need. Good customer service. Easy and simple repayment system. I use it very often. Reviewed on: 1st June 2024

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