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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171781)

Useful facility to have

Very easy to run. You are kept updated and reminded when payments due. Cannot get in a muddle. Very helpful application to have and use when required. I have used this facility to bail myself out a couple of times. Loved it! Reviewed on: 1st June 2024

Reliable and always there when I need it.

Reliable and always there when I need it. Absolutely no issues otherwise. Reviewed on: 1st June 2024

Easy to use.

Easy to use. On the occasion I’ve needed to speak to them great service. Reviewed on: 1st June 2024

Love the pay in 3 option.

Love the pay in 3 option. Always get a reminder when it is due to be paid. Hassle free Reviewed on: 1st June 2024

Easy to purchase with PP

PayPal is easy to use. I haven't had any problems while using this system Reviewed on: 31st May 2024

Great and convenient - helps me purchase things and...

Great and convenient - helps me purchase things and pay over time so I don't have to worry about using up a significant amount of funds in one go and it is also 0% interest with the promotional offer :) Reviewed on: 31st May 2024

It's amazing method that I ever see and deal also th...

It's amazing method that I ever see and deal also the customer service very helpful and kind. Reviewed on: 31st May 2024

Easy to use service and app.

Easy to use service and app. Good customer service when needed. Money transfer is fast. Would recommend to others Reviewed on: 31st May 2024

PayPal is very helpful.

PayPal is very helpful. Anytime I make purchase if the seller didn't send me my goods, PayPal is always there to make sure I get a refund. Also i always use PayPal credit when I'm out of cash which is really good. Reviewed on: 31st May 2024

Decent platform

Had no issues with the current PayPal platform. Credit is good and alternative options are also good., overall very happy with PayPal currently Reviewed on: 31st May 2024

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