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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171761)

Hassle free interest free payments.

Hassle free interest free payments. Reviewed on: 31st May 2024

Overall happy with using paypal

Overall happy with using PayPal, never had any issues over the past 10 years Reviewed on: 31st May 2024

Great and easy

As long as you pay on time, it’s an easy option to spread the cost Reviewed on: 31st May 2024

Ease of use and always there when you need them

Ease of use and always there when you need them Reviewed on: 31st May 2024

Easy to get and use well

Always been easy to deal with when I've needed to speak to customer service. App has all the useful stuff I need to manage and update my account. Credit is easy to see, and the application process was fast. Reviewed on: 31st May 2024

Great Customer Service.

Great Customer Service, as and when I need to check payments. Reviewed on: 31st May 2024

Safe and secure

Always use PayPal and find it safe and secure Reviewed on: 31st May 2024

Easy and secure financial transactions

Easy and secure financial transactions Reviewed on: 31st May 2024

easy and good

I’ve been using it for about 6 months now and honestly it helps me so much and is very easy to use Reviewed on: 31st May 2024

Been really easy to work with, easy to use and maint...

Been really easy to work with, easy to use and maintain. No hidden costs or under cleared reason for extra payment. Worked well for paying my holiday and making sure we could still afford to do other things in the meantime. Will continue to use. Reviewed on: 31st May 2024

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