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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171674)

no fuss.

no fuss. Trustworthy. Reassurance. Confidence. Reliability if things go wrong. Helpful . Reviewed on: 31st May 2024

User friendly, Manageable payments

Low interest rates, manageable payments plans and easy to view statements Reviewed on: 31st May 2024

Fab company, can’t find any fault

Fab company, can’t find any fault Reviewed on: 31st May 2024

I love PayPal Credit, it is an easy to use app, I lo...

I love PayPal Credit, it is an easy to use app, I love the pay pal credit offers that give you 4-6 months to pay, it allows life to be a lot simpler financially. I feel making bigger transactions to be more secure this way and I can ensure they have arrived before spending my money. Reviewed on: 31st May 2024

Simple, efficient and reliable.

Simple, efficient and reliable. Never had any issues. Reviewed on: 31st May 2024

The whole process is seamless, getting approved in m...

The whole process is seamless, getting approved in minutes and the no interest if you repay in 3 months for big purchase is a bonus Reviewed on: 31st May 2024

Easy to use, convenience is great

Easy to use, convenience is great Reviewed on: 31st May 2024

Excelente service

I’ve been using PayPal for quite some time and never had a problem Reviewed on: 31st May 2024

Essential in this day and age!

I’m not sure how I would afford most of my household appliances without the great 0% interest rates (within a time frame), it’s easy to use and helps build my credit too, win win all around! I also like the security of PayPal when using things like EBay as I’ve had items not delivered or not as described and been refunded easily with PayPal Reviewed on: 31st May 2024

It's an easy service reliable and efficient

It's an easy service reliable and efficient Reviewed on: 31st May 2024

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