Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171504)

Is good to have a Paypal credit!

4
Is good to have a Paypal credit! I hope to have more promotions Reviewed on: 31st May 2024

I have completely confiden paying with PayPal

5
I have completely confiden paying with PayPal it’s a very safe way to do the shopping Reviewed on: 31st May 2024

Online credit some right

5
PayPal is a recognised online payment method almost anywhere, and being able to spread bigger payments across several months interest free makes life so much easier. Buyer protection in case anything goes wrong gives peace of mind, and resolving issues has never been a problem! Reviewed on: 31st May 2024

Fan of Paypal

5
PayPal is so easy to use and consistently pay off. If I have ever had any issues with scams etc PayPal have got things sorted really quickly and professionally Reviewed on: 31st May 2024

Always good for a back up when you need 0%apr on som...

5
Always good for a back up when you need 0%apr on somethong quick Reviewed on: 31st May 2024

Great experience

5
Every transaction has been easy and the interest free options are brilliant Reviewed on: 31st May 2024

Very helpful customer service, easy to use app.

5
Very helpful customer service, easy to use app. Reviewed on: 31st May 2024

Easy to use, safe and secure.

5
Easy to use, safe and secure. Pay in three , interest free for 4 months and more. Really practical and useful free credit. Reviewed on: 31st May 2024

I would definitely recommend PayPal to friends family

5
Easy to use and manage, would definitely recommend PayPal for any online purchases due to the level of safety and customer service provided by PayPal. Reviewed on: 31st May 2024

Easy to use and manage mo eh with flexible payment o...

5
Easy to use and manage mo eh with flexible payment options. Reviewed on: 31st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94423 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products