Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171180)

Easy to use , app is perfect ,4 months intrest free...

Easy to use , app is perfect ,4 months intrest free is perfect Reviewed on: 30th May 2024

Came in really handy at a stressful financial time

Came in really handy at a stressful financial time Reviewed on: 30th May 2024

Quick, easy and useful

I use PayPal almost weekly to securely send money to relatives and friends who live abroad. I have also used the credit facility to make several payments which make it easy to manage my budget. In the past I purchased crypto but that facility is no longer available Reviewed on: 30th May 2024

Quick customer service and efficient and easy to use.

Quick customer service and efficient and easy to use. I’d recommend paypal as the safest means of payment especially online when dealing with new accounts Reviewed on: 30th May 2024

Easy to use credit line and handy for online purchases.

Easy to use credit line and handy for online purchases. Reviewed on: 30th May 2024

good payment method & options to make purchases hast...

good payment method & options to make purchases hastle free anytime Reviewed on: 30th May 2024

Good for payment

Good for payment when price are reduced and funds not available Reviewed on: 30th May 2024

I have been using PayPal Credit for a few years and...

I have been using PayPal Credit for a few years and it has been a god send for when money is tight and helping with paying for emergency items. The 4 months 0% interest offers are fantastic too which helps pay for items over 4 months rather than straight away. Reviewed on: 30th May 2024

Effortless app with secure features that promotes fr...

Effortless app with secure features that promotes free transfer of funds between friends and allows for a consistent approach to paying for goods and services. I couldn’t be without it. Reviewed on: 30th May 2024

Always an easy process with information

Always an easy process with information Reviewed on: 30th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94105 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub