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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170991)

Easy and simple to use, interface is intuative and o...

5
Easy and simple to use, interface is intuative and organise cards nicely Reviewed on: 29th May 2024

Always helpful with quick responses if needed.

5
Always helpful with quick responses if needed. Reviewed on: 29th May 2024

Great experience!

5
Easy and simple, very helpful. Always there when I need and the customer services are fabulous. Reviewed on: 29th May 2024

Nothing to fault here

5
Nothing to fault here. Easy to use and Credit option is perfect. Haven't needed to contact customer services so can't give a review for that. Hopefully won't need to use them. Reviewed on: 29th May 2024

Customer service are amazing; fast, friendly and rel...

5
Customer service are amazing; fast, friendly and reliable! Process on the app/ website is super safe and easy to use, understand etc. Reviewed on: 29th May 2024

Really straightforward and easy to use

5
Really straightforward and easy to use Reviewed on: 29th May 2024

PayPal is the preferred payment method.

5
PayPal has facilitated my procurement of goods and services with remarkable efficiency. The absence of interest charges for a period of four months further enhances its appeal as a payment solution. The customer service is exceptional. Reviewed on: 29th May 2024

Great service provided by the company

5
Great service provided by the company Reviewed on: 29th May 2024

I using frequently working well thanks so much

5
I using frequently working well thanks so much Reviewed on: 29th May 2024

Paypal interest free loan.

5
Very easy to apply for and a swift decision reached. Absolutely no fuss. Would use again . Reviewed on: 29th May 2024

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