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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177965 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177978)

Smooth, seamless use.

Smooth, seamless use. Where PayPal let me down is their customer service side. Where it dails is with T&Cs are too restrictive meaning that it is more likely side with the vendor and not the customer, therefore there is a disproportionately positive treatment of vendors versus customers. That is disappointing as customers won't feel they have sufficient protection. Reviewed on: 7th July 2026

Communication is very good with PayPal always giving...

Communication is very good with PayPal always giving me update information on new offers and in general of my personal payments etc. also very good value for money in the offers Reviewed on: 7th July 2026

I can rely on PayPal to get things important to me.

I can rely on PayPal to get things important to me. I have the option pay monthly or spread the payment by monthly payment or I’m given a three months interest free payment which does not put stress on me and it allows me to make payments within the agreed Reviewed on: 7th July 2026

Very quick and easy.

Very quick and easy. It's a great way to spread the cost of higher priced items plus pay in 3 attracts zero interest Reviewed on: 7th July 2026

Provides a safety net when shopping online.

Provides a safety net when shopping online. Customer service is quick and helpful with queries. Reviewed on: 7th July 2026

Secure and peace of mind

I love the extra security paypal gives Reviewed on: 7th July 2026

always trusted

Payment always trusted excellent service always Reviewed on: 7th July 2026

Purchase Power

Easy to use ,ideal payment options, plenty of purchase choices. No quibble guarantee on any issues that may arise Reviewed on: 7th July 2026

split payment options interest free

Like the idea that I can split the payment over 3 months Reviewed on: 7th July 2026

Happy Customer

I like the flexibllty of being able to choose,pay all at once,use the credit or pay in three option. Excellent customer service which deals with any issues very promptly.Rates of interest reasonable.The app is very easy to use. Reviewed on: 7th July 2026

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