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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178033 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178042)

Simple to apply for credit , easy to set up and help...

Simple to apply for credit , easy to set up and helpful reminders Reviewed on: 7th July 2026

PayPal credit the way to buy

I have used both PayPal credit and PayPal pay 3. It makes buying more expensive items easier and manageable. Reviewed on: 7th July 2026

Thoughtful Credit

Love the fact pay pal will pay something in full then allow 3 installments payments to pay them back. Love the interest free months of credit card per purchase. Encourages you to clear balance quicker. Reviewed on: 7th July 2026

Very safe way to pay and a good way to...

Very safe way to pay and a good way to barrow Reviewed on: 7th July 2026

Quick and easy access.

Quick and easy access. Always receive reminders so I never miss any payments. Reviewed on: 7th July 2026

Excellent credit option with easy payments

I've had a very positive experience with PayPal Credit. The application process was straightforward, and it's been a convenient way to spread the cost of larger purchases. Payments are easy to manage through my PayPal account, and I appreciate the clear payment information and reminders. The service has been reliable, and I've found it useful for managing my finances while shopping online. Overall, it's a flexible and convenient credit product that has worked well for my needs. Reviewed on: 7th July 2026

Paypal credit is the great credit card alternative

Paypal credit really gives you the flexibility to pay for those larger items in an easier, more affordable interest-free way - it's great and use it a lot! Reviewed on: 7th July 2026

good and easy to use availble most places can use th...

good and easy to use availble most places can use the card anywhere Reviewed on: 7th July 2026

PayPal is good help when you struggle to pay for thi...

PayPal is good help when you struggle to pay for things at once Reviewed on: 7th July 2026

Very happy with the service provided.

Very happy with the service provided. Very helpful staff. Would definitely recommend. Reviewed on: 7th July 2026

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