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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178089 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178097)

Convenience and swiftness of dealing with...

I like the convenience and swiftness of dealing with issues Reviewed on: 7th July 2026

Convenient way to spread the cost using 4 months zer...

Convenient way to spread the cost using 4 months zero interest option. Reviewed on: 7th July 2026

Always been very helpful and quick to respond,

Always been very helpful and quick to respond, Reviewed on: 7th July 2026

Excellent company totally recommend.

Excellent company totally recommend. 100% Reviewed on: 7th July 2026

So quick and easy, I can choose Paypal at checkout a...

So quick and easy, I can choose Paypal at checkout and know the transaction will go through quickly Reviewed on: 7th July 2026

PayPal - easy and secure

PayPal is an easy and secure way to pay people and companies that you do not know. Reviewed on: 7th July 2026

Overall PayPal is easy to use and improved with virt...

Overall PayPal is easy to use and improved with virtual cards . Tge dispute system is too slow . It also fails to deal with scam payments immediately . Too many time delays for the customer. Reviewed on: 7th July 2026

Great communicator and easy to access

Great communicator and easy to access Reviewed on: 7th July 2026

The most effective service on offer

Easy to use quick response to any query no beating round the bush payment is no problems and difficulty easily resolved. Great financial aid on offer support is fantastic. Reviewed on: 7th July 2026

PayPal is quick and easy to use.

PayPal is quick and easy to use. the online account is easy to understand and find what you are looking for. Reviewed on: 7th July 2026

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