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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170637)

Easy approval, great customer service.

Easy approval, great customer service. Nice introductory offer too! Reviewed on: 29th May 2024

Excellent Service

Paypal is a game changer for me, no hidden terms and condition, I have all the information I need and even reminder of when payment is due. Reviewed on: 29th May 2024

Excellent overall Very helpful and a good customer s...

Excellent overall Very helpful and a good customer service team Reviewed on: 29th May 2024

paypal credit and my experience

i had used paypal credit to buy a gift for myself and it has a very simple application process and the decision was given instantly. this credit helped me a lot Reviewed on: 29th May 2024

So convenient but expensive.

So convenient but expensive. Monthly repayments and interest is high. But usability and ux are excellent. Reviewed on: 29th May 2024

Excellent service all round.

Excellent service all round. I have experienced no problems. Will continue to use. Reviewed on: 29th May 2024

It is easier paying for items online

It is easier paying for items online Reviewed on: 29th May 2024

Attractive

Attractive simple and good with many options Reviewed on: 29th May 2024

Happy with the service they provide

I've never needed customer service so can't comment there, but, I'm very happy with the payment options available and the ease of use of the phone application. Reviewed on: 29th May 2024

Easy to use and a great service provided

Easy to use and a great service provided Reviewed on: 29th May 2024

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