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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170425)

Easy and safe payments

5
Always easy to apply and pay for your shopping instantly Reviewed on: 28th May 2024

Great 4 months interest free!

5
Paypal credit is great for the 4 months interest free on any purchases over £99.00. It allows me to get what i can afford to purchase but spread the cost. Even though i could purchase it outright it means the money stays in my bank account for longer. When managed well it's a great financial tool. Reviewed on: 28th May 2024

Excellent service, easy to use.

5
Excellent service, easy to use. Used it in the past but I'll not hesitate to use it again soon. Reviewed on: 28th May 2024

PayPal just makes life easy!

5
PayPal just makes life easy! Especially with there flexible credit options. Checking out with PayPal is extremely easy and safe. Reviewed on: 28th May 2024

Highly Recommend

5
Very easy to use, very easy payments, highly recommend PayPal. First class service, from a top company. Reviewed on: 28th May 2024

Excellent service all the way through

5
Excellent service all the way through Reviewed on: 28th May 2024

Easy and hassle free banking

5
Easy and hassle free banking, and safe. Reviewed on: 28th May 2024

I’ve used PayPal for over 10 years. It’s just great!

5
I’ve used PayPal for over 10 years. Only within the last 2 years have I used PayPal credit and it’s great! Love the ability to spread the cost on bigger purchases and so many websites work with it, which is great! Reviewed on: 28th May 2024

PayPal. Your Go-To banking partner

5
Industry standard for reliable, quick, no nonsense payments. Flexible systems and dynamic solutions at your fingertips to domestic as well as international banking, topped off with an app with a great UI and security credentials. Reviewed on: 28th May 2024

Used this facility for years without issues

5
Used this facility for years without issues Reviewed on: 28th May 2024

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