Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169588 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (169705)

Spread the cost and make special events truly epic

PayPal credit offers me the flexibility to spread the cost of purchases over £99 between 3 and 4 months with no interest, enabling better quality purchases and experience for my family. In particular handy for special events and occasions to really wow my loved ones expectations! Reviewed on: 25th May 2024

I’ve found the PayPal Credit to be a great experienc...

I’ve found the PayPal Credit to be a great experience thus far and has allowed to make larger purchases sensibly online Reviewed on: 25th May 2024

Excellent credit service

I truly appreciate the credit service that PayPal has to offer as it gives the customer time to pay for their credit. They easily respond to any issues or discrepancies in my account. Very reliable and they really value their customers. Reviewed on: 25th May 2024

PayPal credit is very handy.

PayPal credit is very handy. Great service Reviewed on: 25th May 2024

Excellent

Good quick transactions, easy to use, very safe Reviewed on: 25th May 2024

The option is there when I need it, which is great.

The option is there when I need it, which is great. Reviewed on: 25th May 2024

Fabuleux

It’s really amazing to have such a rate and account like this easy to check out I really recommend this app better than all other bank Reviewed on: 25th May 2024

Easy access to payment form

Love to use paypal and how easy it is to access payment form. Reviewed on: 25th May 2024

Help me to spread cost of more expensive purchases.

Help me to spread cost of more expensive purchases. I’ve used for tables and chairs, European train tickets etc Reviewed on: 25th May 2024

Is good to use helpful flexible Great to have option...

Is good to use helpful flexible Great to have options to pay later interest free Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 92108 reviews
Payments
from PayPal 4.70 from 3827 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub