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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171486)

Financially helpful.

Gives great payment options. Flexible and my experience so far has been great, no complaints. Reviewed on: 30th May 2024

PayPal credit is the app to use for all transactions

Fantastic service when needed, very helpful and the app is great to use Reviewed on: 30th May 2024

Use PayPal and PayPal credit for years and number 1,...

Use PayPal and PayPal credit for years and number 1, 5 stars Reviewed on: 30th May 2024

Simple and easy to use

Simple and easy way to spread cost of some slightly larger purchases Reviewed on: 30th May 2024

Good communication and very helpful with any problems

Good communication and very helpful with any problems Reviewed on: 30th May 2024

I've used it for years no probs easy and convenient...

I've used it for years no probs easy and convenient Reviewed on: 30th May 2024

PayPal credit is brilliant.

PayPal credit is brilliant. 0% APR for 4 months is just amazing! Reviewed on: 30th May 2024

Forget credit cards - this is the way forward

Opened this and got an added incentive on my initial purchase. It’s so simple to use and there for when I need it. Like a credit card, but SO much more convenient Reviewed on: 30th May 2024

Sridhar Reddy Bukkayapalli

I like their way of approaching the customers and reminding them about the dues and how could be avoided. Though all banks and credit card companies do the same, PayPal's approach and phone calls makes them different. I love the service. Reviewed on: 30th May 2024

Easy to use!

Easy to use! Easy to access! Easy to see keep and eye on what your spending! It’s great Reviewed on: 30th May 2024

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